For institutions Talk to our team

Set up your business account

Create your Finli business account, get verified for digital payments and link the bank account where payments settle.

This article walks you through creating a business account in Finli (or your bank's version of it) and getting approved to accept digital payments.

Create your account

  1. Use the link your bank, credit union or community lender sent you. Finli is delivered through a financial institution, so your account is created from their invitation rather than from our website. If you do not have a link, ask your institution for Finli and we will follow up with them.
  2. Enter your email address or mobile phone number.
  3. We'll send you a 6-digit code by email or text. Enter it to confirm your contact details. If you don't see it, check your spam folder.
  4. Choose how you'll sign in. You can set a password or a passkey.
  5. Add your name and your basic business details.
  6. Choose a subscription plan, if your account shows one. Businesses that use Finli through their bank may see a different plan or no plan step at all. See Pricing.

Screenshot to add: the sign-up screen asking for an email or mobile phone number

Enable digital payments

Before you can collect payments online, we need to verify you and your business. This protects you, your customers and the payment network.

  1. From your dashboard, open Settings, then the Payments tab.
  2. Under Bank Account for Settlements, select Enable Digital Payments.
  3. Complete each step: Personal Info, Business Info, ID Verification and Link Bank Account. You can stop and come back at any time.
  4. Select Done on the final step to submit your application.

While we review your application, you can still set up customers and products and create draft invoices. Invoices and Pay-by Link payments are turned on once you're approved. We'll let you know when a decision has been made.

Screenshot to add: the Enable Digital Payments dialog showing the four steps

Link your bank account

The last verification step asks you to connect the bank account where customer payments will settle. Most banks connect instantly through Plaid. If yours doesn't, you can enter your routing and account numbers and verify the account with small test deposits. Follow the instructions on screen.

Some digital-only banking providers can't be used for settlements. If your account can't be linked, email us and we'll help.

What to do next

Once you're set up, these articles will help you get going:

Need help? Email support@finli.com.

Updated October 22, 2026