Let customers pay you online, the way they prefer
Customers can pay your invoices and payment links by ACH, card or Apple Pay. ACH is always free, and every digital payment settles into your account at your own bank or credit union.
Ways to get paid
ACH bank transfer
Customers pay straight from their bank account. ACH payments are always free.
Credit and debit cards
Card payments carry a 3.5% processing fee that you can pass on to your customer.
Apple Pay
Customers on Apple devices can pay in a couple of taps.
Invoices or payment links
Collect against an invoice, or share a Pay-by Link when there's no invoice to send.
Autopay
Customers you bill regularly can choose autopay for your invoices.
Refunds from your dashboard
Refund a completed payment without calling anyone.
Pricing you can explain to customers
ACH payments, which move money directly between bank accounts, are always free with Finli. Card payments carry a 3.5% processing fee. You decide whether your business absorbs that fee or passes it on to customers who choose to pay by card.
Rules on passing card fees to customers can vary, so it's worth checking what applies to your business before you turn it on.
Your bank or credit union may already offer Finli
Some banks and credit unions offer Finli to their business clients in their own brand. If yours does, you may already have access through your business account. Either way, 100% of the digital payments you collect through Finli settle into your verified account at your own bank or credit union.
Common questions
When do I get my money?
Is it safe for my customers?
Can I issue refunds?
Finli is offered through your financial institution
Banks, credit unions and community lenders offer Finli under their own name, so your payments settle with the institution you already use. Tell us where you bank and we’ll ask them for you.