Quote the job, do the work, get paid at your own bank
Trades businesses live between the quote and the final payment, with materials and crew pay due long before the last invoice clears. Finli gives landscapers, HVAC and plumbing shops, contractors and cleaning companies one place to quote, bill, collect and pay, delivered by their bank or credit union.
How money moves in trades and field services
- Quote on siteBuild an itemized quote at the property and send it by text or email.
- Approve and pay depositThe customer approves online and pays a deposit by bank transfer, card or Apple Pay.
- Do the work and billInvoice the job, the next draw or the recurring service plan when the work is done.
- Collect and remindAutomatic email and text reminders follow up until the invoice is paid.
- Settle at the bankPayments settle into the business's own account; crews and suppliers are paid from it.
Programs in this family
Landscaping
Weekly mowing, spring cleanups and installs each bill differently, and chasing checks eats the evenings.
HVAC and plumbing
Service calls, maintenance agreements and system installs each have their own billing rhythm, and every unpaid ticket is money already spent on parts and labor.
Contractors
Contractors front materials and labor on every job, then wait on draws and final payments.
Cleaning
Weekly homes, office contracts and one-off move-out cleans all need billing, and small unpaid balances add up fast.
For banks and credit unions
Trades businesses move money every week: deposits and payments in, materials and crew pay out. When their quotes, invoices and payouts run through your branded Finli program, receivables settle into operating accounts at your institution instead of a processor's balance. That view of the cash cycle is where conversations about lines of credit, equipment financing and treasury management start.
Talk about this programStart with a 30-minute conversation
Bring your questions about deposits, launch or a specific industry. A first call is for answering them — a full walkthrough for your wider team comes after, whenever you want it.