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Collect payments with a Pay-by Link

Share a link or QR code your customers can use to pay you any amount, once or on a weekly or monthly schedule.

A Pay-by Link is a payment page just for your business. Customers can use it to pay you any amount without an invoice, once or on a schedule.

Set up your Pay-by Link

The Pay-by Link page appears in your menu once your business is approved for digital payments. On that page you can:

  • Customize the label for the note your customers fill in, such as "What is this for?"
  • Change it to a donation link, which uses donation wording on the page

Screenshot to add: the Pay-by Link page with sharing options

Share your Pay-by Link

You can share it three ways:

  • Share via Link: copy the link and paste it anywhere.
  • Share via Email or Text Message: send it to customers you choose.
  • Share via QR Code: download a QR code to print or display.

Find Pay-by Link payments

On the Payments page, filter by source to see payments made through your Pay-by Link. For each one you can see the amount, the customer, the payment date, the settlement date, the payment method and any note the customer added.

You can refund these payments like any other; see Issue a refund.

For customers: paying with a Pay-by Link

If a business shares a Pay-by Link with you, here's how to pay.

  1. Open the link, or scan the QR code.
  2. Enter the Payment Amount.
  3. Add a note so the business knows what the payment is for.
  4. Choose a payment method: bank account, card or, on supported Apple devices, Apple Pay. Bank payments are free. Card and Apple Pay payments may include a 3.5% processing fee, depending on the business.
  5. Under Schedule Payment, choose One-time, Weekly or Monthly.
  6. Submit your payment.

Recurring payments need a free Finli account, so you'll be asked to log in or sign up. The first payment is made right away and the rest follow on the schedule you picked. Apple Pay can't be used for recurring payments. To manage or cancel a recurring payment, see Manage recurring payments.

You'll get a receipt by email or text after each successful payment.

Need help? Email support@finli.com.

Updated October 22, 2026