Getting paid across the whole growing season
Farm money moves in seasons: costs come early, wholesale invoices come later, and crews need paying in between. Finli puts invoices, prepaid shares, market sales and payouts in one place, with every payment settling at your own bank or credit union.
How money moves in agriculture
- Buyers and members joinWholesale buyers get terms and shareholders prepay for the season.
- Product or work goes outDeliveries, market days and field jobs turn into invoices or payment links.
- Buyers pay digitallyGrocers, restaurants and members pay by bank transfer, card or Apple Pay.
- Crews and growers paidPayouts, now in pilot, send money to crews, growers and suppliers.
- Money settles locallyEvery Finli payment settles into the operation's account at its own institution.
Programs in this family
Farms and ranches
A working farm can sell to grocers, restaurants, shareholders and market shoppers in the same week.
Agricultural co-ops
A cooperative sits between its growers and its buyers, so it has to collect on time and pay out on time.
Agri services
Custom operators, applicators and equipment shops work on tight seasonal windows and often bill weeks after the job.
For banks and credit unions
Agricultural operations need a lender who understands the season, and the season shows up clearly in receivables and payouts. A program that settles wholesale and share payments into accounts at your institution keeps operating balances local and gives your ag lenders the context for seasonal lines of credit, equipment financing and treasury services.
Talk about this programStart with a 30-minute conversation
Bring your questions about deposits, launch or a specific industry. A first call is for answering them — a full walkthrough for your wider team comes after, whenever you want it.