Pay with your bank account

Link your bank account to pay invoices by ACH, which is free and helps the businesses you pay keep costs down.

Paying by bank account (ACH) is free for you, and it's the lowest-cost way for the businesses you support to get paid.

Why pay by bank

  • It's free. There's never a processing fee on bank payments.
  • It's electronic. Unlike a paper check, your account details aren't printed on something that passes through many hands.
  • It helps local businesses. Card payments cost businesses a processing fee. Bank payments don't.

Link your bank account

Finli uses Plaid to connect bank accounts securely. When you choose to pay by bank account, follow the steps on screen. There are two ways to connect.

Sign in to your bank

  1. Search for your bank or choose it from the list.
  2. Sign in with your online banking username and password.
  3. Choose the account you want to use.

Your bank login goes to Plaid and your bank, not to Finli or the business you're paying.

Screenshot to add: the Plaid bank search screen

Enter your account numbers

If your bank isn't listed or you'd rather not sign in:

  1. In the Plaid window, choose the option to connect with your account and routing numbers. It's usually near the bottom of the bank list.
  2. Enter your routing number, account number, name and account type.
  3. Plaid makes a small test deposit into your account, usually within one business day.
  4. When it arrives, come back to your invoice, select Verify, and enter the details Plaid asks for from your bank statement.

Unverified bank accounts are removed after 14 days, so finish verification soon after the deposit arrives.

Screenshot to add: the manual account entry screen in Plaid

Screenshot to add: the Verify step on the invoice after the test deposit arrives

To learn more about how Plaid protects your information, see Plaid's privacy and security help.

Need help? Email support@finli.com.

Updated October 22, 2026