Last updated: April 10, 2023
Finli Privacy and Security
At Finli, we collect personally identifiable information (“PII”) and non-personally identifiable (“Non-PII”) information from you. Personally identifiable information is information that can be used to identify you personally. Non-personally identifiable information is information that must be combined with other information to identify you personally.
You will not be required to provide us any information when you visit our Platform. However, when you interact with our Platform we may collect your: name, email, address, age, billing information, username and password, business information, company data, financial information and data, identify verification information, and other personal information. Banking information is stored by our third party financial partners and subject to their information collection and retention policies.
Whenever you use our Platform, we may collect Non-PII from you, including but not limited to your IP address, zip code, browsing history, search history, and registration history, interactions with the Platform, usage information, location, referring URL, browser, operating system, data usage, data transferred, and Internet service provider.
Information Collected from Other Sources
We also collect PII and non-PII information from other sources. We may collect information from the following sources: Financial partners, payment processors, banks, or other financial institutions or providers; Identity verification providers; Publicly available information; Third party integrations like your bank, payment verification, or account services; Social media advertising partners.
We will treat the information collected from other sources in the same manner as we treat PII and non-PII collected from you.
Use of Your Information
Please be aware that we may collect and aggregate personally identifiable information from our Platform and may anonymize that information for our own research or internal purposes. Once such data has been anonymized, it cannot be traced back to you, the user.
Accessing and Editing Your Information
If you have any additional questions or wish to review, change, or access any of your information collected by us, please contact us at email@example.com. After you have cancelled your account your PII may become immediately inaccessible. Please be aware that we may keep inaccessible copies of your PII and non-PII subject to our data retention policies which are subject to change without notice.
Cookies and Tracking
Third Party Access to Your Information
Although you are entering into an agreement with Finli to disclose your information to us, we do use third party individuals and organizations to assist us, including contractors, web hosts, and others to allow you to access the Platform. Specifically, we share information with third parties to assist us in running the Platform and operations. Further, we share information with third parties to assist in marketing, analytics, advertising, interacting with us, and sending you notifications. We share information with the following third parties:
Service Providers. We share information with service providers that process information on our behalf. Service providers assist us with services such as payment processing, financial services, data analytics, website hosting, and technical support.
Affiliates. We share information with our affiliates and related entities, including where they act as our service providers or for their own internal purposes.
Business Customers and Other Users. We share information with our business customers or other users to provide services on their behalf.
Identity Verification Services. We share information as necessary to verify your identity.
Payment providers. We share information with banks and other financial providers in connection with providing card and payment services to you.
At your Request. We share information at your request as required by you.
Marketing and Advertising. We share information collected through the Service with vendors or other parties for marketing and advertising related purposes or we may share information with our partners in connection with facilitating referral partnerships or engaging in joint marketing activities.
Opt Out of Commercial, Non-Commercial Communications and Do Not Track
If you decide to provide us with your contact information, you agree that we may send you communications via text and emails. However, you may unsubscribe from certain communications by notifying Finli that you no longer wish to receive these communications, we will endeavor to promptly remove you from our list once we have received that request. Some Internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to “Do Not Track” or similar signals. To find out more about “Do Not Track,” please visit http://www.allaboutdnt.com.
Finli or other users may post links to or embed third party websites on the Platform, which may include information that we have no control over. When accessing a third party Platform or embedded content through our Platform, you acknowledge that you are aware that these third party websites are not screened for privacy or security issues by us, and you release us from any liability for the conduct of these third party websites.
We make reasonable attempts to protect your information by using physical and electronic safeguards. However, as this is the Internet, we can make no guarantees as to the security or privacy of your information. For this reason, we recommend that you use anti-virus software, perform routine credit checks, enable firewalls, and take other precautions to protect yourself from security and privacy threats.
We use the following types of cookies:
Cookie based Authentication is used to identify a user and maintain their sessions.
Your California Privacy Rights
We do not knowingly collect or process any information for any persons under the age of 18. Users must be over the age of 18 to submit any information through the Platform, if you are under 18 and using our Platform, please do not submit any information to us. In the event that we have inadvertently collected any information from users under the age of 18 please contact us immediately.
Merger and Acquisition
In the event that Finli is involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, your information may be sold or transferred as part of that transaction. Please be aware that once the information is transferred your privacy rights may change.