Small business sits between a retail app and a treasury platform. Neither one fits.

Your product gap isn't budget. It's that the segment falls between a consumer banking app and a commercial treasury platform, and gets served badly by both. Finli is the operating layer in between — rolled out by market, segment or vertical rather than all at once.

Talk to our team How the platform works

A program catalog showing eight industry families with the count of a bank's own business clients in each

portfolio.abcbusinessbank.example/programs

ABC

ABC Business Bank

Create PortfolioProgramsSignalsBusinessesImpactTeam

Business banking · ABC Business BankOwner

ABCABC Business BankPowered by Finli

Program catalog

8 industry families · 25 programs

Business clients in your book18,420Across 41 branches

Paid through outside software61%Estimated from incoming payments

Programs live6

FamiliesClients in your book

Trades and field servicesLandscaping · HVAC · contractors · cleaning

2,140Live

Property servicesProperty · HOA · title and escrow

1,870Live

Healthcare practicesDental · medical · therapy

1,120Available

Professional servicesBookkeeping · agencies · consultants

3,260Available

Suggested next

Professional services

Your largest family not yet live. Most are billed by retainer, a strong fit for autopay.

Start from your own book, by segment. Sample institution and data.

What your institution gets

The back office, in your brand

Quotes, invoices, payments, autopay, customers, products and books in one portal carrying your name. Payouts is coming soon. The business never sees Finli.

Diligence before you ask for it

The Trust Center holds the SOC 2 Type II report, 16 policies and 78 controls, so your vendor review starts from evidence instead of a questionnaire.

CRA consideration

Free tools and financial-literacy programming across your footprint, documented as a by-product of the tools themselves. Finli does not guarantee CRA credit; your examiner decides what counts.

Segment it instead of staffing it

Finli lets you turn on programs by industry rather than by relationship manager. A trades program, a healthcare program and a property services program each carry the workflows those businesses actually use, all under your brand and on the same rails.

Finli runs its own flow of funds on bank rails rather than through middleware, and integrates with Q2 and Jack Henry digital banking with single sign-on.

What matters most here

Industry programs

Any business runs on the platform. 25 industries go deeper, across 8 families.

Embedded or standalone

Inside digital banking, or live in five business days.

Insight across the book

Signals by business, reviewed before anything is sent.

A path into commercial

The activity that makes the next conversation possible.

Common questions

How does this fit with our treasury products?

Finli covers the daily operating work that usually sits below treasury services. The activity it creates is what tells your team a client is ready for that conversation.

What does diligence look like?

Finli is SOC 2 Type II audited and PCI DSS compliant, with KYC and KYB verification and transaction monitoring on all Finli payments. See Security.

Can we pilot one segment first?

Yes. Most institutions start with the industries where outside software is pulling payments away, then add programs from there.

Start with a 30-minute conversation

Bring your questions about deposits, launch or a specific industry. A first call is for answering them — a full walkthrough for your wider team comes after, whenever you want it.

Talk to our team