Now in pilot with partner institutions

Pay vendors and crews from the account you collect into

Payouts lets a business pay the bills it owes from inside its bank or credit union’s Finli portal. The business funds the payment, the payee gets a secure claim link, verifies who they are and chooses how to get paid.

Payouts home showing a wallet reserved for payouts and a list of vendor payments by status
Payouts in a sample institution’s brand. Sample data.

How a payout works

  1. Upload the bill

    Drop in a PDF, photo or spreadsheet. The payee, amount, invoice number and due date fill in automatically for the business to confirm.

  2. Fund it

    From business checking at no charge, or with a credit card for a 3.5% fee shown before paying.

  3. The payee claims it

    They get a secure link by email and text, verify who they are and choose how to get paid. Bank transfer is always free.

  4. Money moves, records stay clean

    Both sides get receipts. Unclaimed money returns automatically, and W-9s and 1099 totals are tracked.

Payee claim page where a vendor chooses bank transfer, instant to debit card, PayPal or Venmo
The payee chooses how to get paid. Sample data.
After claiming, the payee is asked about business banking and can open an account with the institution
Every new payee can be invited to bank with your institution. Sample data.

For the business

  • Pay any bill without collecting a vendor’s account numbers
  • See every payout’s status, with automatic reminders to payees
  • Saved payees for repeat bills, and W-9s collected with the claim
  • Money a payee doesn’t claim comes back on its own

For your institution

  • Money in and money out run through one platform in your brand
  • Deposits stay at your institution
  • Each first payment to a new payee is a chance to open a new account
  • Verification and fraud controls built in from day one

Bring Payouts to your business clients

We’re working with a small group of partner institutions on Payouts. Book 30 minutes to see it and talk about a pilot.