Get paid for every visit, all season long
Weekly mowing, spring cleanups and installs each bill differently, and chasing checks eats the evenings. With Finli from your bank or credit union, maintenance runs on autopay, quotes turn into invoices, and every digital payment lands in your business account.
What gets in the way
Seasonal swings in cash
Spring and fall bring big jobs and big materials bills at the same time, then winter revenue drops. Planning is hard when payments trickle in.
Many small recurring bills
Weekly and biweekly maintenance means a stack of small invoices every month. Paper billing and check deposits take hours the crews need.
Crews and suppliers are paid first
Mulch, plants and payroll go out before the customer pays for the job, so slow collections put pressure on the whole week.
A week at a three-crew landscaping company
- Spring cleanup quoteBuild a quote on your phone at the property, with labor, mulch and plants as line items.
- Customer approvesThe customer approves the quote from a link and it converts into an invoice, no retyping.
- Maintenance on autopayWeekly or monthly service plans bill on schedule and charge the customer's saved bank account or card.
- Reminders do the chasingPast-due invoices get automatic email and text reminders, so you stop calling customers at night.
- Materials trackedIrrigation parts and plants come off inventory as you invoice, with an alert when it's time to restock.
- Crew paid FridayIn early access: pay crew from business checking, with W-9s collected and 1099 totals tracked.
Built for landscaping
Service plans on autopay
Recurring invoices for weekly, biweekly or monthly maintenance, charged automatically to a saved bank account or card.
Quotes that become invoices
Send a cleanup or install quote, let the customer approve it online, and convert it to an invoice in one step.
Pay-by Link from the job
Text a payment link from the property so the customer can pay by ACH, card or Apple Pay before the crew leaves.
Deposits on approval
Ask for a deposit when a customer approves a larger install, so materials are covered before work starts.
Inventory and restock alerts
Track irrigation parts, plants and mulch. Quantities drop as you invoice, and alerts tell you when to reorder.
Crew payoutsIn pilot
Pay crew members from business checking, with W-9s collected and 1099 totals tracked. Now in pilot.
QuickBooks sync
Invoices and payments sync to QuickBooks, so your books match what landed in the bank.
For banks and credit unions
Landscaping companies collect many small recurring payments and pay crews and suppliers every week, so their operating accounts stay busy all year. A branded service-plan and invoicing program keeps those receivables settling at your institution and shows the seasonal cash cycle as it happens.
Where these businesses grow next
- Business line of credit
- Equipment financing
- Treasury management
In early access, Payouts collects W-9s from crew members and tracks payment totals toward 1099 reporting, so year-end forms start from the payment record.
Talk to our teamCommon questions
Can customers pay for weekly mowing automatically?
What if a customer still pays by check?
Where does the money go?
More in trades and field services
Finli is offered through your financial institution
Banks, credit unions and community lenders offer Finli under their own name, so your payments settle with the institution you already use. Tell us where you bank and we’ll ask them for you.