Finli – The Best Square Alternative

The Best Square Alternative

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What Should You Look for In a Square Alternative?

When looking for an alternative to Square, a popular payment processing and business solutions platform, you should consider several key factors to ensure that the alternative meets your specific business needs.

Here are some important aspects to look for:

Focused on Service-Based Businesses

Finli is tailored for service-based businesses like tutors, consultants, and fitness instructors. This specialization means it offers features more suited to these types of businesses compared to Square, which caters to a broader range of industries.

Simplified Billing and Payments

Finli emphasizes easy billing and payment processes, which is particularly beneficial for small businesses and freelancers who need straightforward, efficient invoicing and payment collection.

Transaction Fees and Pricing Structure

Compare the transaction fees and overall pricing structure. Look for transparent pricing with no hidden fees. Square’s transaction fees start from 2.6% + 10 cents for in person transactions and go up to 3.5% + 15 cents/transaction.

We have decided to create a payment management system that has transparent fess (ZERO for ACH transfers) and a flat rate of just $39/month (or $397/year, which saves you 15% more money compared to the monthly plans). Simple and affordable.

Customizable Invoicing

The platform allows for customizable invoicing, which can be important for businesses that require flexibility in how they bill their clients, including options for subscriptions, one-time payments, and installment plans. Create professional invoices, set up recurring payments and reminders for clients who forget to pay on time.

Ease of Use

The Finli platform is user-friendly, with an intuitive interface for both you and your customers. This includes ease of setting up, processing transactions, and accessing sales data. Our customers include freelancers, schools, home service providers, electricians, sports coaches and more. You can enjoy all our features, even if you are not web savvy.

Payment Processing Options

As a great Square alternative, Finli supports various payment methods such as credit/debit cards, mobile payments, ACH, pay-by-link and QR Code payments. Whatever works for your clients, is integrated in our system.

Inventory Management

One of our most successful features is inventory management, allowing small business owners to keep track of their merchandise and even get notified when stocks are running low.

Quote Management

Other payment processing providers don’t allow you to send estimates and quotes, which means you need to use at least an extra platform to agree on scope of work, and confirm pricing prior to sending an invoice. We have included the quote management feature, which allows you to create a proposal and turn it into an invoice as soon as you client agrees with your terms.


How much does Square charge per transaction?

Square charges 2.6% plus 10 cents for most in-person transactions. However, if the card must be entered manually, it charges 3.5% plus 15 cents per transaction.

How much does Square charge for ACH payments?

ACH bank transfers have a lower processing fee (1%) with Square Invoices using ACH bank transfer. Finli offers 0% ACH transaction fees.

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