Get patient balances paid with less staff time

Independent medical practices often wait weeks for the patient's share of a bill, and paper statements make it slower. Finli sends balances by text and email, runs payment plans and membership billing, and settles every payment at your own bank or credit union.

Dental practice dashboard with patient balances, payment plans and statements
A healthcare practices program in a sample institution’s brand. Sample data.

What gets in the way

Shorten the wait for patient balances

Mailed statements sit in drawers. A balance that arrives by text with a payment link is easier to act on.

Offer clear payment options

Patients are more likely to pay a larger balance when they can choose bank transfer, card or a plan.

Bill memberships and self-pay patients

Practices with membership or self-pay programs need recurring billing that runs without manual work.

A week at An independent family medicine practice with two providers

  1. Visit wraps upA self-pay patient pays at checkout from a payment link on their phone.
  2. Statements go outOnce the practice finalizes patient balances, statements go out by text and email.
  3. Plan payment runsA patient's monthly plan payment runs on autopay with no call from the office.
  4. Membership dues billPatients in the practice's membership program are billed on their monthly date.
  5. Supplier paidThe office pays a medical supply bill from practice checking with Payouts, in early access.
  6. Funds settlePatient payments settle into the practice's account at its own bank or credit union.

Built for medical practices

Balance statements by text and email

Send the patient's share as an invoice with a secure payment page and automatic reminders.

Payment plans on autopay

Break a balance into scheduled recurring invoices that patients pay automatically.

Membership and recurring billing

Bill monthly memberships or recurring services on autopay by card or bank transfer.

Pay-by Link at checkout

Share a payment link by text or email so a patient can pay on the spot.

Patient records with payment history

See each patient's invoices, payments and billing documents in one record.

Supplier and vendor paymentsIn pilot

Pay supply and service vendors from practice checking; payees choose how to get paid.

For banks and credit unions

Independent medical practices need an operating bank that understands slow patient receivables and regular supply and equipment costs. A program that settles patient payments into accounts at your institution keeps balances with you and gives your bankers the context for equipment financing and working capital lines.

Where these businesses grow next

  • Business line of credit
  • Medical equipment financing
  • Treasury management

Finli handles patient balances, payment plans and statements only; it does not process insurance claims or hold medical records.

Talk to our team

Common questions

Is Finli a medical billing or claims system?
No. Finli does not submit claims, work denials or store medical records. It picks up after the practice knows what the patient owes: sending the balance, offering a plan, sending reminders and collecting payment into the practice's account.
What should a patient statement include?
That is up to the practice. Finli invoices can use general service descriptions and the amount due, so practices can keep statements simple and share only what they choose.
What does it cost patients to pay?
Bank transfer (ACH) payments are always free. Card payments carry a 3.5% processing fee, which the practice can absorb or pass on to the patient.

Finli is offered through your financial institution

Banks, credit unions and community lenders offer Finli under their own name, so your payments settle with the institution you already use. Tell us where you bank and we’ll ask them for you.