Membership billing that keeps the doors open
Independent gyms depend on members who pay every month and trainers who show up every day. Finli runs memberships and training packages on autopay and settles every payment at your own bank or credit union.
What gets in the way
Keep monthly dues coming in
Autopay, reminders and quick follow-up on failed payments protect recurring revenue.
Sell training and add-ons
Personal training packages and retail add income when they are easy to buy.
Plan for equipment
Racks, machines and flooring are big purchases that need cash on hand or financing.
A week at A neighborhood strength and conditioning gym with a few personal trainers
- Dues billMonthly memberships bill on each member's date on autopay.
- Training package soldA member buys a personal training package from a payment link.
- Failed card followed upA member with an expired card gets an automatic reminder to update it.
- Shop saleSupplements and apparel sell at the desk and come off inventory.
- Trainers and gear paidThe gym pays trainers and an equipment supplier with Payouts, in early access.
- Funds settleMember payments settle into the gym's account at its own institution.
Built for gyms
Memberships on autopay
Bill monthly dues automatically by card or bank transfer.
Training packages
Sell personal training packages by invoice or payment link.
Automatic reminders
Email and text reminders go out when a payment is late or needs attention.
Failed payment retries
Automatically retry failed membership payments before reaching out.
Membership freezes
Pause a membership for a set period without cancelling it.
Retail inventory
Track shop products with restock alerts as items sell.
Trainer and supplier payoutsIn pilot
Pay trainers and suppliers from gym checking, with W-9 collection and 1099 tracking.
For banks and credit unions
Independent gyms have recurring membership revenue and regular, sizable equipment and facility costs. Settling dues into accounts at your institution makes you the operating bank and gives your bankers a clear view of when equipment financing or a line of credit makes sense.
Where these businesses grow next
- Equipment financing
- Business line of credit
- Commercial real estate or leasehold financing
Finli bills memberships on terms the gym sets and tracks 1099 amounts for payees; it does not provide legal or tax advice.
Talk to our teamCommon questions
Can members choose bank transfer instead of card?
Can I keep waivers and agreements with each member?
Where does membership money go?
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Finli is offered through your financial institution
Banks, credit unions and community lenders offer Finli under their own name, so your payments settle with the institution you already use. Tell us where you bank and we’ll ask them for you.