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Keep members paid up and instructors paid on time

Studios run on memberships, class packs and the instructors who teach them. Finli keeps memberships on autopay, sells packs and retail, and settles every payment at your own bank or credit union.

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Fitness studio dashboard with memberships, class packs and payments
A fitness and wellness program in a sample institution’s brand. Sample data.

What gets in the way

Keep memberships billing on schedule

Autopay and reminders keep recurring revenue steady without front-desk follow-up.

Sell packs and intro offers easily

New students should be able to buy from a link, a phone or the desk.

Pay instructors without the spreadsheet

Contract instructors expect accurate, on-time pay and the studio needs tax records.

A week at A boutique yoga and pilates studio with a small team of contract instructors

  1. Memberships renewUnlimited memberships bill on the first on autopay by card or bank transfer.
  2. Intro offer soldA new student buys an intro offer from a link shared on social media.
  3. Class pack boughtA regular buys a class pack at the front desk with Apple Pay.
  4. Retail saleMats and water bottles sell at the desk and come off inventory.
  5. Instructors paidThe studio pays instructors for the month with Payouts, in early access.
  6. Funds settleMember payments settle into the studio's account at its own institution.

Built for fitness studios

Memberships on autopay

Bill monthly memberships automatically by card or bank transfer.

Pay-by Link for intro offers

Share a link on social media, email or text to sell intro offers and drop-ins.

Class packs

Sell packs of classes and track what each member has left.

Class bookings

Members reserve classes, with waitlists when a class is full.

Retail inventory

Track retail products, with stock reduced as items sell and restock alerts.

Member records and waivers

Keep membership agreements, waivers and payment history on each member.

Instructor payoutsIn pilot

Pay instructors from studio checking, with W-9 collection and 1099 tracking.

For banks and credit unions

Studios bring predictable monthly membership revenue and regular spending on equipment, buildouts and instructors. When those payments settle into accounts at your institution, you hold the operating account and can see when equipment financing or a line of credit for a second location fits.

Where these businesses grow next

  • Equipment financing
  • Business line of credit
  • Business credit card

Payouts collects W-9s and tracks 1099 amounts; the studio decides how each instructor is classified.

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Common questions

Can members pay automatically each month?
Yes. Memberships run as recurring invoices on autopay, by card or bank transfer. Automatic email and text reminders go out when a payment needs attention.
How do instructors get paid?
With Payouts, now in pilot, the studio pays instructors from its checking account. Each instructor gets a secure claim link and chooses how to be paid. W-9s are collected and 1099 amounts are tracked.
Who pays the card fee?
Card payments carry a 3.5% processing fee that the studio can absorb or pass on to members. Bank transfer (ACH) payments are always free.

More in fitness and wellness

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Finli is offered through your financial institution

Banks, credit unions and community lenders offer Finli under their own name, so your payments settle with the institution you already use. Tell us where you bank and we’ll ask them for you.

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