Get paid with a link, no invoice needed

A Pay-by Link is a payment page you can share wherever your customers are. They open it, pay by ACH, card or Apple Pay, and you get on with your day.

How Pay-by Link works

  1. Create your link

    Name your payment page so customers know it's you.

  2. Share it

    Send it by text or email, add it to your website, or share it in person.

  3. Get paid

    Customers pay by ACH, card or Apple Pay, and the money settles into your account.

Made for everyday payments

Quick sales and one-off jobs

Take payment for a small job without creating an invoice first.

Donations

Nonprofits and faith-based organizations can use Pay-by Link to collect donations.

QR codes

Turn your link into a QR code for a counter, a flyer or an event table.

Automatic receipts

Customers get a receipt by email or text after they pay.

One place for records

Link payments sit next to your invoice payments in Finli.

Your bank or credit union may already offer Finli

Some banks and credit unions offer Finli to their business clients in their own brand. If yours does, your payment page can sit alongside the business account you already have. If not, you can sign up with Finli directly.

Common questions

How is a Pay-by Link different from an invoice?
An invoice bills a specific customer for a specific amount by a due date, with automatic reminders. A Pay-by Link is a payment page you share, so customers can pay without waiting for an invoice.
Can I use payment links for donations?
Yes. Pay-by Link works for donations as well as for payments for goods and services.
What do link payments cost?
The same as invoice payments. ACH payments are always free. Card payments carry a 3.5% processing fee, and you can choose to pass it on to your customer.

Finli is offered through your financial institution

Banks, credit unions and community lenders offer Finli under their own name, so your payments settle with the institution you already use. Tell us where you bank and we’ll ask them for you.